![]() ![]() This should lower your overall price and reduce your costs each month. If you have auto and home insurance with different companies, ask if they offer a special price for bundling your insurance together. But you'll need to ask yourself a couple of tough questions:ĭo you really need cable? Today, there are a number of inexpensive streaming services you could turn to instead of paying that hefty monthly cable bill.Īre you sure that you're getting the biggest bang for your buck with your cell phone service? Lower-cost plans and carriers are numerous, so it's worth investigating how much making a switch to one of them could save you in the long run. You could save a lot of money by adjusting one or both of these services. Other than rent and food, your cable and phone bills are likely your two biggest monthly expenses. All these small adjustments added together can lead to big savings each month. Turning down the heat at night or when you're not home, using fans instead of air conditioners, maximizing load sizes on laundry day, taking shorter showers, and turning the water off while doing the dishes are all fairly easy ways to lower your energy bills. Utility bills, such as electricity, gas, and water, are another easy area to reduce monthly spending. If you plan all your meals for the week in advance and make a grocery list before going to the store, you should be able to avoid impulse buys and stick to your budget. By keeping track of how often you eat out and deciding to eat at home a few more times per week, you should be able to lower your monthly food expenses.Īnother easy way to cut costs is at the grocery store. Out of that, about $3,000 is spent on restaurant meals or other food outside the home, which comes to $250 per month. Here are five ways to cut monthly expenses.Īccording to the Bureau of Labor Statistics, the average consumer spends about $7,000 on food per year. Start by looking at your recurring expenses and decide what you absolutely need and what you can do without. By looking for small ways to change your spending habits, you should be able to save money and maintain your current lifestyle. But you don't have to change your life completely to save a little money each month. Whether you want to pay off debt or save for a big purchase, one of the best things you can do to save money is to cut monthly expenses.
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